Welcome Back!
How many of you wish you had a little extra cash for the holidays, or maybe your paycheck just isn't stretching as far as you need it to. Perhaps, you just love the thought of making money in your PJ and only getting dressed when you want to. Either way, I have a great tip for you. Stop throwing you money away on the buy in scams and e books. You need to go with an employment agency that's dedicated directly to online jobs! The company is called.. Online Opportunities.
The website is:
www.findjobsoo.com
What do they do:
-They provide you with applications to real W-4 and W-9 work from home jobs!
- They have a wide array of categories and jobs to choose from (so there is something for everyone)
- The base pay for most jobs is 12=20 an hour
- Most jobs offer benefits and a 401K
- They have amazing customer service.. so you're not alone in your search.
what are the perks:
- No wasting your gas in an endless search for a landbased jobs. You just log on, join, and start applying.
- No waiting days or months for a possible call back. Many REAL online jobs aren't readily available to the public unless you go through an agency.. so they're looking for you. You'll get more call backs than you can handle! I know that I did.
- You have options. You can try jobs on like you try shoes until you find the right fit!!
- No boss looking over your shoulder every day and certainly no annoying co-workers.
- You can work in your PJS
- Many of the companies offer a wide array of scheduling.. so you can tailer your job to fit your life! No more trying to fit your life around your job. Nice!
How does this tie into families. Well, if you're a new mom like me, you could use the extra money.. especially around holidays. Also, it's a great way for your kids to work safely. You can monitor their job duties and know who they are around in the work place.. because they work from home!
www.findjobsoo.com
Well, hope this helped your family. Come back soon when we talk about more family tips!!
Sunday, December 13, 2009
Tuesday, December 1, 2009
Free Christmas Money
Welcome Back,
Today we are talking about where to find FREE Christmas money, or free gifts to give your friends and family. It's not as hard as you think, and the gifts you find might surprise you!
Finding Free Money
1) Sign up for free survey sites that pay out quickly. Places like Inboxdollar.com give you $5.00 for just signing up! Then, you can take all sorts of free surveys and the money adds up quickly. Once you hit $10.00, they rush you a check! It's simple, easy, and a fast way to get some Christmas cash. They pay you to play games, read e-mails, take surveys, etc. They don't charge a thing!
2) Go to a free product site! Many people don't even know that they exist. All you have to do is sign up for some cool stuff, and they ship it to you. Like this site http://www.yesall4free.com/
With a little creativity, you can find lots of free things online! Also, you can fill out forms for free stuff like at this site http://www.freakyfreddies.com/gifts.htmhttp://onlyfreestuff.net/free_dvd.html
3) Also, check our your local churches. Often, they have free or reduce price sale items (for kids) that can help you with your Christmas Shopping.
4) Google it! Type in key words like "free toys" and "free items". You'd be surprised what you come up with
5) Creigs list. You can swap nearly anything. Trade some old sweaters you don't like anymore for some come, sometimes unopened, Christmas toys for your kids. The barter system is alive and well on Creigs list.
Test Phrase
Today we are talking about where to find FREE Christmas money, or free gifts to give your friends and family. It's not as hard as you think, and the gifts you find might surprise you!
Finding Free Money
1) Sign up for free survey sites that pay out quickly. Places like Inboxdollar.com give you $5.00 for just signing up! Then, you can take all sorts of free surveys and the money adds up quickly. Once you hit $10.00, they rush you a check! It's simple, easy, and a fast way to get some Christmas cash. They pay you to play games, read e-mails, take surveys, etc. They don't charge a thing!
2) Go to a free product site! Many people don't even know that they exist. All you have to do is sign up for some cool stuff, and they ship it to you. Like this site http://www.yesall4free.com/
With a little creativity, you can find lots of free things online! Also, you can fill out forms for free stuff like at this site http://www.freakyfreddies.com/gifts.htmhttp://onlyfreestuff.net/free_dvd.html
3) Also, check our your local churches. Often, they have free or reduce price sale items (for kids) that can help you with your Christmas Shopping.
4) Google it! Type in key words like "free toys" and "free items". You'd be surprised what you come up with
5) Creigs list. You can swap nearly anything. Trade some old sweaters you don't like anymore for some come, sometimes unopened, Christmas toys for your kids. The barter system is alive and well on Creigs list.
Test Phrase
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Monday, November 16, 2009
Saving Money on a Small Budget
Welcome Back!
I'm the Motivated Mommy, and today we are going to talk about something we could all use more of, savings! I know what you're thinking, "with the bills piling up, how can I save a dime". But, it's much easier than you think. It just takes a little will power and a lot of creativity.
First Idea- Keep YOUR own CHANGE
The banks charge secret fees on most keep the change programs, and often we end up transferring funs out of savings into our checking account for various reasons. So, here's the solution. Take a plain milk jug and clean it out, and let it dry. Then, paint it so that you can't see the inside. Seeing the money or knowing how much you have might tempt you to spend it. Then, put it where you take off your cloths. When you take your pants off at night, empty your pockets into your new savings jug. Also, when you pay for things, don't use your change. That way you'll have more of it to put in the jug. Little pennies add up fast. I did this for one month and saved $500.00. With that money, I paid off a bill and ended one of my monthly payments! That takes a lot of stress off of me.
Second Idea- Hungry Piggy
We tith to churches. We pay taxes. Why don't we set aside money for ourselves? I have a hungry piggy fee that must be paid with each paycheck. It's simple, I take out 1% of my payback and put it in my piggy bank, and I pay me for working. It's my vacation fund. Who can't live without 1%. You won't even notice a difference in your checks after paying your piggy. It's worth it when you're cruising the Caribbean on the vacation paid by your piggy fees!
Third Idea - Bill yourself!
You pay a fee for electric and water, and you pay for the services you use every month. But, you use your own services and never pay yourself. SLAVORY is illegal in the US! Pay yourself. You deserve to be compensated for cooking food, cleaning your house, and struggling over projects. You deserve rewards. I personally charge myself five dollars a week for my services! I'm probably worth more, but Mr. Budget informed me that five was what we could afford. What can you afford? Even if it's a quarter, you should pay yourself for household chores. But, the key is to put that payment into savings.
Also, label your savings. It's easier to save when you have a goal in mind. Mine usually revolves around trips or things for my daughter. But, I don't dip into it if I know where it's going. For me personally, all the years I tried to keep a general savings, I ended up using it for bills and dumb stuff. Also, not seeing the money (because the jar is painted) encourages you forget it's there and be more creative when problems arise.
Well, this has been the Motivated Mommy, and I'll be back tomorrow with some more fun with finances.
I'm the Motivated Mommy, and today we are going to talk about something we could all use more of, savings! I know what you're thinking, "with the bills piling up, how can I save a dime". But, it's much easier than you think. It just takes a little will power and a lot of creativity.
First Idea- Keep YOUR own CHANGE
The banks charge secret fees on most keep the change programs, and often we end up transferring funs out of savings into our checking account for various reasons. So, here's the solution. Take a plain milk jug and clean it out, and let it dry. Then, paint it so that you can't see the inside. Seeing the money or knowing how much you have might tempt you to spend it. Then, put it where you take off your cloths. When you take your pants off at night, empty your pockets into your new savings jug. Also, when you pay for things, don't use your change. That way you'll have more of it to put in the jug. Little pennies add up fast. I did this for one month and saved $500.00. With that money, I paid off a bill and ended one of my monthly payments! That takes a lot of stress off of me.
Second Idea- Hungry Piggy
We tith to churches. We pay taxes. Why don't we set aside money for ourselves? I have a hungry piggy fee that must be paid with each paycheck. It's simple, I take out 1% of my payback and put it in my piggy bank, and I pay me for working. It's my vacation fund. Who can't live without 1%. You won't even notice a difference in your checks after paying your piggy. It's worth it when you're cruising the Caribbean on the vacation paid by your piggy fees!
Third Idea - Bill yourself!
You pay a fee for electric and water, and you pay for the services you use every month. But, you use your own services and never pay yourself. SLAVORY is illegal in the US! Pay yourself. You deserve to be compensated for cooking food, cleaning your house, and struggling over projects. You deserve rewards. I personally charge myself five dollars a week for my services! I'm probably worth more, but Mr. Budget informed me that five was what we could afford. What can you afford? Even if it's a quarter, you should pay yourself for household chores. But, the key is to put that payment into savings.
Also, label your savings. It's easier to save when you have a goal in mind. Mine usually revolves around trips or things for my daughter. But, I don't dip into it if I know where it's going. For me personally, all the years I tried to keep a general savings, I ended up using it for bills and dumb stuff. Also, not seeing the money (because the jar is painted) encourages you forget it's there and be more creative when problems arise.
Well, this has been the Motivated Mommy, and I'll be back tomorrow with some more fun with finances.
Wednesday, November 11, 2009
Money with Mommy
Welcome Friends,
I am the Motivated Mommy. I have vast work experience in the financial industry. I worked for Panhandle Plains Student loans, as well as being a personal banking assistant. Therefore, this blog is here to answer all of your money, investing, banking, and debt questions. We'll try to approach savings growing in a humorous and fun way. Just because we're talking about money, that doesn't mean that we have to be boring! Let's get started!
Let's talk about a nasty little secret that student loans companies keep from you that can greatly affect your wallet! I'm talking about the "secret" interest.
What they tell you is that if you are "in" school. Your interest will not accumulate. What they don't tell you is that this means that you have to take EVERY possible semester.. from summer session, inner session, fall, and spring.. taking a full load (12 hrs for undergraduate and 6 hours for graduate students) for your loan to truly be "interest free". What a nasty trick! But, it's the truth! Call your student loan company to verify, and they will tell you the same thing.
There are secret benefits. You can save interest in ways you would have never considered.
You can get a "deferment". Which will postpone your payment AND your interest until you enter repayment. Who is eligible? New mommies, pregnant individuals, students still in school, military individuals, people with financial struggles.
Did you know that you can also can also request to lower your monthly payment! It's called a forbearance. They will evaluate your income and adjust your payments to something you can afford! That's a life saver for most people.
Well, those are my secrets for today!!! Stay tune for more fun financial facts in the future. I will be blogging daily. For now.. this is the motivated mommy!
I am the Motivated Mommy. I have vast work experience in the financial industry. I worked for Panhandle Plains Student loans, as well as being a personal banking assistant. Therefore, this blog is here to answer all of your money, investing, banking, and debt questions. We'll try to approach savings growing in a humorous and fun way. Just because we're talking about money, that doesn't mean that we have to be boring! Let's get started!
Let's talk about a nasty little secret that student loans companies keep from you that can greatly affect your wallet! I'm talking about the "secret" interest.
What they tell you is that if you are "in" school. Your interest will not accumulate. What they don't tell you is that this means that you have to take EVERY possible semester.. from summer session, inner session, fall, and spring.. taking a full load (12 hrs for undergraduate and 6 hours for graduate students) for your loan to truly be "interest free". What a nasty trick! But, it's the truth! Call your student loan company to verify, and they will tell you the same thing.
There are secret benefits. You can save interest in ways you would have never considered.
You can get a "deferment". Which will postpone your payment AND your interest until you enter repayment. Who is eligible? New mommies, pregnant individuals, students still in school, military individuals, people with financial struggles.
Did you know that you can also can also request to lower your monthly payment! It's called a forbearance. They will evaluate your income and adjust your payments to something you can afford! That's a life saver for most people.
Well, those are my secrets for today!!! Stay tune for more fun financial facts in the future. I will be blogging daily. For now.. this is the motivated mommy!
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